Owner Occupied Second Home No Ratio No Income Verification Loan

Northstar Funding can broker 2nd home and owner occ. loans with ZERO income stated on the loan application and no employment verification. This is possible through the use of our lender’s US Treasury CDFI-designation.  

  • 80% LTV available up to 2M 
  • Cash-Out available up to 75% LTV
  • Loans available for FICOs as low as 640
  • Gifts allowed for down payments & closing costs
  • 24 hr turnaround time with direct communication
  • NO DTI calculation
  • Loans up to 3M

Northstar can orchestrate prime loans without any verification of deposit on asset loans.  These loans also allow for transferred appraisals. Call to learn more about what loans you can qualify for any time, 24/7.  If you’d like to set up a meeting with Joe Pisa to discuss unique situations or answer any further questions, use the link and get started:

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Or Call 800-917-1595