FHA

FHA

• FHA to FHA refinances with a Loan Modification
• FHA loans minimum Fico score 580 to $417,000, max

DTI 55% follow FHA guidelines

• FHA Loans 640 score or higher DTI is AUS Approval
• FHA cash out to 85% with 580 score, follow FHA

guidelines

• FHA High Balance, 580 streamline, 600 Purchase

Rate/Term, 620 cash out

• Collections only need to be paid if required by AUS
•  No VOR unless required by DU
•  Non occupant co-borrowers allowed
•  1 Day off of market for cash out refi