Category: Highlights

FHA 100% CLTV Financing 1st Mortgage with Down Payment Assistance (DPA) lien

Transaction TypeNumber of UnitsMaximum LTV/CLTV/HCLTVMinimum Credit ScoreFHA 30-Yr Fixed Purchase1-2 Units96.50% LTV + 3.5% DPA = 100% CLTV600 NorthStarONE is designed to increase homeownership opportunities for low-to-moderate-income individuals and families nationwide (excluding New York and Washington Stat

Manual Underwrite with No Credit Scores- FHA and Fannie Mae

No Credit Score FHA Fannie Mae No Credit Score FHA – No Score Fannie Mae Loan Options Can someone with no credit score get a loan to buy a house?  If I don't have a credit score, am I stuck using a Non-QM loan?  Finally, there is help for borrowers with no N/A credit scores. We also offer

Owner Occupied Second Home No Ratio No Income Verification Loan

Northstar Funding can broker 2nd home and owner occ. loans with ZERO income stated on the loan application and no employment verification. This is possible through the use of our lender’s US Treasury CDFI-designation.   80% LTV available up to 2M Cash-Out available up to 75% LTVLoans availabl

DSCR (Debt Service Coverage Ratio) Loan

Northstar Funding can help secure multi-million dollar loans for investment properties if the rent on a property covers the mortgage payment.  These loans can allow for cash-out to be used to meet reserve requirements.  Highlights of these loans include: FICOs as low as 620Maximum loans of 3.5MMaxim

Flex Foreign National Loan

Northstar Funding can broker a wide variety of loans to non-permanent residents.  We can help broker products, for single family homes, 2-4 unit properties, warrantable and non-warrantable condos, condotels and more.  These loans feature: Maximum LTV of 70%Foreign/No Credit acceptableMaximum loan of