- Required credit score reduced to 660
- Max DTI for primary and second home occupancy 45%
- Purchase and R/T, primary and second home occupancy to 90% LTV
- Primary occupancy cash out to 80% LTV.
- High Balance primary residence 90% LTV with 720 fico score, 75% with a 680 fico score.
- High Balance second home 65% LTV with 740 fico score.
- High Balance primary residence cash out 60% LTV with 740 score
- Appraisal fee for Co-ops currently $350- one of the lowest in the industry!
- Properties in NY & NJ permitted
- We have our own dedicated inside team to get your loans closed!