Category: Northstar Funding Specialty Products

Construction-to-Permanent Loan

Whether you are building your new dream home from the ground up or planning to renovate or expand your current one, a construction-to-permanent loan from NORTHSTAR FUNDING INC is a great foundation. We currently offer construction-to-permanent loans for owner-occupied single family dwellings in: California, Color

NY Owner Occupied or Secondary Home Stated/No Income Verification Loan

Quontic Bank "A game changing portfolio program!" 75% LTV to $1.5mm No Tax returns just VOE or Borrower 12 month P&L <= 54% to mm to income and liabilities not listed DTI not calculated for SE or W2 1 to 4 family Condo's warrantable or non-warrantable Condotels NY CEMA's yes Just One-month bank state

Non-Warrantable Condo Mortgage

We offer best finance in Hoboken, NJ – Serving California, Colorado, Connecticut, Florida, Georgia, Illinois, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, South Carolina, and Washington D.C. Finding it hard to finance your client's condo? Talk to us. We finance Non-Warrantable Condo

Business Bank Statement Loan

Northstar Funding Rated as an A+ Lender by The Mortgage Reports, a leading resource for borrowers Northstar Funding's Business Bank Statement program offers the ideal option for self-employed borrowers. We understand the complications of obtaining traditional mortgage financing using 2 years of tax returns as

203k FHA Construction Loans

FHA Standard 203(k) Loan Northstar Home Funding offers even more options for borrowers to finance home repairs right at closing. The FHA Standard 203(k) program offers additional home repair options not offered in the Limited version, including: Room additions Second floor addition Structural repairs Fou

Work Visa. ExPat Program

Who Qualifies for this Loan Program? Foreign Nationals with current Work Visa or job offer letter that will provide a Work Visa Moving to U.S. for employment or living in U.S. as W2 wage earner No U.S. credit score or low score due to lack of history is acceptable Green Card Holders No U.S. credit

Investment Coop

Securing a mortgage loans for an investment co-op can be challenging. NorthStar Funding has the resources to assist you. Amortization Type: 5/1 Adjustable 30 Year Fixed Rate Minimum FICO: 620 Maximum DTI: 43% Eligible Transactions: Purchase Rate & Term (Limited Cash-out) Refinance Cash-out Refina

Buying After Short Sale

If you are looking to buy a home again after you sold your home through a short sale, we can help you. There are loan programs designed for borrowers with a credit event that may preclude qualification for another program. Such events include, without limitation, unseasoned bankruptcy, recent foreclosure, short s

80/10/10 Piggyback Loan Program

Piggyback Mortgage Loan Program in Hoboken, NJ – Serving California, Colorado, Connecticut, Florida, Georgia, Maryland, New York, New Jersey, Pennsylvania, Rhode Island & Washington D.C. This program allows buyers to put down 10% and obtain a 1st mortgage for 80% and a second mortgage of 10% which will cov

Stated Income Loan

Loan Highlights and Qualifications Approved property Types: Residential properties such as; Investment Condos, SFR, 2-4 Unit. Commercial properties such as; Multi-family, Mixed-Use, Retail, Office, Warehouse, self-storage, & Auto Repair Self-Employed or Salaried Borrowers. Up to 70% Loan-To-Value.

Rental Income Loan

If you are a landlord and your only source of income is rent, NorthStar Funding has the resources to help you. Loan Term: 30 Year Fixed Income Documentation: Rental Income Signed and dated personal tax returns, including Schedule E, for most recent tax year Copy of current lease 3 months rental paym

12-24 Month Bank Statement Loan Programs for Self-Employed

Northstar Funding Rated as an A+ Lender by The Mortgage Reports, a leading resource for borrowers Bank Statement Mortgage Programs for the Self-Employed offered in: California, Colorado, Connecticut, Florida, Georgia, Illinois, Maryland, New Jersey, New York, North Carolina, Pennsylvania, Oregon, Rhode Island, So