Archived Commentary on Cash Home Sales

Historical market notice. This page originally carried a past housing-market forecast about all-cash home sales and projected mortgage originations. Those figures and rate comments belonged to that earlier forecast; they are not current market conditions, financing terms or advice.

A buyer comparing a cash purchase with mortgage financing should consider available cash after closing, total housing costs and the written terms of any loan offer. The Consumer Financial Protection Bureau’s Loan Estimate comparison guide explains how to compare lender offers. NorthStar Funding’s purchase overview covers current planning steps; a lender and the buyer’s own advisers can address the actual transaction.

This archived notice is general education. It is not a current market forecast, rate quote, commitment to lend or guarantee of approval or savings. Terms and qualification depend on the lender and complete file.