Mortgage Loan Options
Every mortgage conversation starts with your goal: purchase, refinance, investment property, self-employed income, or a documentation scenario that needs closer review. Browse the options below, then use the details of your property and financial picture to narrow the discussion.
How to compare mortgage loan options
Property type, occupancy, loan purpose, credit, assets, income documentation, and timing can all affect what a lender may review. Program availability and terms are determined for the complete loan file.
Questions borrowers ask
Which mortgage option is right for me?
The right option depends on your complete scenario. A conversation with a mortgage professional can help identify the questions that matter most.
Can an online product page guarantee eligibility?
No. Information on this page is educational; eligibility, documentation, and terms require lender and underwriting review.
Use mortgage calculators, review the FAQ, or contact NorthStar Funding to discuss a specific scenario.
This is general information, not a commitment to lend or a guarantee of approval.
Click on a product below for details
- FHA and VA Mortgage Planning for Credit Challenges
- Asset-Based Mortgage Planning
- DSCR Loans for Rental Properties | NorthStar Funding
- FHA Down Payment Assistance Planning
- Manual Underwriting and VA Mortgage Review Options
- Alternative Documentation Mortgage Planning
- Foreign National Mortgage Planning
- One-Year Tax Return Mortgage Options for Self-Employed Borrowers
- Construction-to-Permanent Loan
- Alternative Documentation Loans for Primary and Second Homes
- Non-Warrantable Condo Mortgage Guidance
- Business Bank Statement Loans for Self-Employed Borrowers
- 203k FHA Construction Loans
- Work Visa. ExPat Program
- Investment Coop
- Buying After Short Sale
- 80/10/10 Piggyback Loan Program
- Stated Income Loan
- Rental Income Loan Options
- Co-Op Mortgage Loan Guidance
- FHA Mortgage Loan Options and Underwriting Review
- Commercial Mortgage
- Refinancing
- Residential Mortgage Loans
- Conventional 97% Financing
- FHA Streamlines
- FHA 203k Loans for Construction Loans
- Affordable Alternatives to FHA Loans
- Adjustable Rate Mortgage (ARM)
- 1031 Exchange
- First-Time Home Buyer Mortgage Guidance