Mortgage Products
Non-Warrantable. Condo-Tel. Co-Op Program
The Northstar Funding Advantage No State Restrictions. We can lend on co-ops, non-warrantable condos and condotels in all 50 states Loan sizes from $100,000 - $3,000,000 allowed* Up to 80% LTV for owner occupied and 2nd homes** 75% LTV cash out for owner occupied and 2nd homes with up to $1.5mm cas
Home Possible Loan
Home Possible by Freddie Mac – Serving California, Connecticut, Colorado, Florida, Georgia, Illinois, Maryland, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, South Carolina, & Washington D.C. Looking for an alternative to FHA? Freddie Mac has introduced a new product,
Home Ready Loan
Home Ready by Fannie Mae – Serving California, Colorado, Connecticut, Florida, Georgia, Illinois, Maryland, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, South Carolina, & Washington D.C. HomeReady® is Fannie Mae's affordable, low down payment mortgage product designed f
Home loan Refinancing
Home Loan RefinancingHome loan refinancing replaces an existing mortgage with a new loan. Homeowners may consider it to change the rate or term, adjust the payment structure, consolidate eligible debt, or access equity. A lower payment alone does not establish that refinancing is the best financial choice.Compare
Jumbo Mortgage Loan Options
A jumbo mortgage finances an amount above the conforming loan limit for the property’s county. Eligible borrowers can use jumbo financing for a primary residence, second home, or other property type when the lender’s program permits it. NorthStar Funding reviews jumbo mortgage options with eligible borrowers
Mortgage Loan Planning
Mortgage Loan PlanningMortgage planning starts with your goals, property, intended occupancy, documentation, assets, credit, and payment comfort—not a one-size-fits-all product label.Purchase or refinanceA purchase and a refinance can involve different questions. In either case, a lender may evaluate the comple
Reverse Mortgage Loans
How reverse mortgage loans work Reverse mortgage loans let qualifying homeowners borrow against part of the equity in their home. Depending on the loan, funds may be received in a lump sum, through scheduled payments, or as a line of credit. Interest and fees are generally added to the balance, so the amount owe
Veterans Administration Loans
VA Home Loan OptionsVA home loans are available to eligible veterans, service members, and in some circumstances surviving spouses. The Department of Veterans Affairs sets program rules, while a lender reviews eligibility, income, credit, assets, occupancy, property, and documentation for the individual loan file