Testimonials

Jessica L.

Joe is exceptionally knowledgeable, helpful and professional. After just one productive phone conversation with Joe, the only thought I had was why haven’t I found them earlier?! Whether if you are a first-time homebuyer or a seasoned real estate investor, Northstar is the partner you are looking for! Highly recommend!

Maria M.

Deanna H.

My husband and I purchased a home with the aid of the phenomenal staff of Northstar Funding.  They worked with us from beginning to end; pre-approval to closing.  We were both new to home purchasing, and were very much unfamiliar with the process and requirements of acquiring a mortgage.  Not only did Joey, Mike D., and Rhodora make the process easy and pleasant; but, they also locked in a competitive rate.  The rate was far better than what my bank of 20 years was willing to offer me. Considering our time was consumed with work and house hunting, Northstar was able to work with us via phone, email, and fax.  We live in New York and never once had to cross the bridge to Jersey to fill out any paperwork.  The entire team is extremely professional and patient.  They were available to speak with us regarding the hundreds of questions we had, and were able to troubleshoot with their vast knowledge of the mortgage business.   My husband and I would never have been able to do this without the aid of Joey and his team.  We both strongly recommend Northstar without hesitation, and feel confident in their unmatched customer service.

Lauren R.

My family and I couldn’t have been luckier finding Northstar Funding. The team at Northstar saved our mortgage and our home. Their team was always following up and making sure the bank was on top of our loan and they did what no one else could! Thanks again Northstar Team!

Carle X.

I stumbled upon NorthStar Funding as I was preparing to close on my new home and boy was that a stroke of luck.  Even the name of this company says it all, NorthStar.  Professional, Dynamic, Caring….these are just a few words that I use to describe this team.  From Mike G to Joe P…they are a good group that truly cares about the consumer and not just about closing the loan. They even followed up POST loan closure to make sure that I was fully satisfied and worked towards resolving an issue POST loan closure…who does that??  Thank you Mike G and Joe P for doing what you do.  If you are looking for a company that cares about you and in doing the right thing, all roads point to NorthStar Funding in my opinion.

Susan L.

After a very frustrating and disappointing mortgage refinancing experience (or rather nightmare) with Quicken Loans, I was referred to Joe at NorthStar Funding by a trusted source. That referral was a blessing because Joe and Mike are true professionals.  They exceeded all my expectations and were able to close my loan in less than 4 weeks! They are honest, prompt, and know the market very well. They also made some really good suggestions on how I can lower certain costs such as home owner insurance. Thanks to their expertise and efficiency I was able to cash out on my refinance and be able to enjoy the upcoming holidays. I cannot thank them enough and highly recommend NorthStar Funding.

Erika S.

Extremely helpful and efficient. Joe and his team went above and beyond in making sure that every detail was taken care of efficiently and expeditiously.

Jess S.

Like many others, I didn’t know where to start on getting a loan. I’ve tried to contact other brokers, but either they didn’t even bother returning my call like they promised, or they kept postponing the appointment with me.

Then, I found Joe at NorthStar Funding here on google and I am eternally grateful I did. Joe set an appointment with me, asked if I wanted to come into the office to meet face to face which immediately made me feel more comfortable in this day in age of virtual relationships. It really made me feel like he wanted to develop a relationship and help my family and I move into our first home. I was honest with him regarding my financial situation, and in return he explained in detail what I needed to do, and how I could improve my profile to lenders for qualifying the loan. I received such valuable advice from Joe regarding my future mortgage loan. The team at Northstar Funding was always there for me when I had any questions.

Joe was great in communicating the sensitive nature of the procedures that underwriters of the loan companies take, which is to make sure that the applicant has enough capital, stable income, a proportional debt-to-equity ratio and good credit score. Keep in mind, I had no pre-existing knowledge regarding the loan process and now I’m able to understand and articulate it to friends who are going through the same process, atleast somewhat

The bottom line is that homebuyers seeking to take out a loan need to be open and forthright with their situation so that their mortgage broker can identify issues before theyre pointed out by the lender. Dont try and lie or sneak information by these people because in the end it will only delay or jeapordize your ability to secure a loan.

We were working with a very very tight timeline, a 30 Day closing, which among people I’ve spoken to was very aggressive but Joe and his team did not falter. They were persistent on both ends of the spectrum, following up with us when we forgot to include a piece of documentation as well as keeping the lender honest. He was very proactive in getting responses from the lender and in the end it allowed us to get our loan done in time.

Joe & Team, you’re awesome! Thank you very much for helping my new family close on our new home and we’ll be back when we upgrade to a new one!

Cristin D.

The TEAM at Northstar is the best of the best!  They helped streamline a very stressful time and made it not so stressful with their professionalism, positive attitudes, knowledge, quick turnaround and overall amazing service.  Always there when I had questions, quick to return phone calls and crossed every “t” and dotted every “I”.  I can’t thank them enough for all of their help getting us into our forever home.  We could not have done it without them.  I will highly recommend Northstar Funding for any and all of your loan needs.

Thank you again!!

Cristin D. of Kinnelon, NJ

Carolyn S.

This was my first time ever applying for a loan so i truly was overwhelmed and intimidated by the process at the beginning, but luckily i had a really amazing experience with Joe. I found Northstar Funding on Yelp and spoke to all of the local lenders before making my choice. When  I called in, I spoke with Joe Pisa. He knows his stuff, clearly….. I shopped around and at the end of the day I choose to work with Northstar Funding because I knew they would get the job done. He is a professional and delivered exactly what he promised. He let us know when he locked the rate, what the closing costs were upfront, and how much the payment would be each month. Simple as that, and a bunch of documents of course. They had an easy portal to upload documents to and they also used electronic signing which was very convenient since there are a lot of documents to sign. It was all very confusing but Joe made it easy to understand when we compared the LPMI loan to an FHA loan which most companies suggested. Joe was most importantly(to me) VERY accessible, and easy to get in contact with. Bottomline I highly recommend Northstar.

Arnaldo M.

I have gone through a dozen personal mortgages processes in my life,but none had been so smooth ,easy and quick,less than a month to conclude the process ,associates very professional  and helpful ;honestly and sincere would recommend it to anyone.

Katie P.

We worked with Northstar Funding on the purchase of our first home. They stuck with us for nearly a year through the most unconventional and difficult of circumstances due to an unreasonable seller. The Northstar Funding  team was there for us every step of the way. They worked tirelessly and never let us down. Our family is finally in our forever home and we have the Northstar Funding team to thank!