If you are self-employed, it can feel like the deck is stacked against you when it comes to getting a loan. Northstar Funding has the solution—our self-employed program is designed especially for people whose bank statements represent their income. We use 12 or 24 months of your bank statements to qualify your income without requiring a W-2, tax return, or even a pay stub. This gives you the benefits of traditional loan programs without requiring you to jump through all the hoops. Qualify off the 1 month / P&L only Purchase LTVs up to 90%. Cash-Out LTV’s up to 80%. Loan Amounts up to $4MM. DTI up to 50%. 50% business ownership is required. Page 1 of the Business Bank Statement reflecting the company on the P&L: Qualify off the borrower’s share of the bottom line. It’s that easy!

It’s normal to have questions when you’re considering a lender. Our team is passionate about educating our clients so they can make smart, informed decisions. Just start the conversation and we will do the rest!

Bank-Statement-Program

Program Highlights

DOWN PAYMENT AS LOW AS 10%

COMPETETIVE INTEREST RATES

WE USE PERSONAL OR BUSINESS BANK STATEMENTS TO QUALIFY

NO NEED FOR TAX RETURNS, PAYSTUBS, OR W-2S

FIXED OR ARM PROGRAMS ARE AVAILABLE

INTEREST-ONLY OPTIONS ARE AVAILABLE

ELIGIBLE PROPERTIES INCLUDE PRIMARY RESIDENCES, INVESTMENT PROPERTIES AND VACATION HOMES.

LOAN AMOUNTS OF UP TO $4 MILLION

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Not just any lender, Northstar Funding!

Work with a lender that gets you, Northstar Funding! We know not everyone fits in a box. Our unique loan products and highly skilled team of professionals provide results you can trust.