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The quality and quantity of service you render fixes your wages and determines what sort of experience you are getting.
The only constraints that you have on your income and advancement potential are those you place upon yourself. If you don’t like your position, or if you are unhappy with your salary, do something about it. What can you do to make yourself more valuable to your department or your company? What tasks have no
Archived Hudson City Lending Notice (2013–2014)
Historical notice — 2013–2014. This page originally discussed a Hudson City lending notice dated December 26, 2013, about changes planned for January 10, 2014. It also included a NorthStar loan pitch from that period. Those former rates, eligibility figures, and contact details are not current offers or guida
Non-warrantable Condo projects
Condo projects are considered to be non-warrantable if they are not eligible to be sold to Fannie Mae or Freddie Mac. There are a number of reasons why a condo may be considered non-warrantable. A condo project that has similar facilities to a condo hotel may not be considered to be warrantable. A condo may also
Construction and Renovation Mortgage Planning
Construction and renovation mortgage planning begins with the property, scope of work, occupancy plan, project budget, contractor or builder information, documentation, and complete underwriting review. A useful first conversation identifies what must be confirmed for the actual property rather than assuming that
Archived Construction Financing Information
Historical financing information This post is retained for visitors following an older link. It describes older financing information and is not a current construction-loan program, tax recommendation, rate quote, lien policy, or loan offer. Construction and renovation financing can involve property plans, cont
NYS STAR TAX REBATE
Dear Clients & Friends, Please note that everyone that owns a Primary Residence in NYS and had being eligible for the Star Rebate Program in the past was required to re register before December 31, 2013 to ensure they will receive the Star Rebate going forward. There was notification sent to all homeowners in
How to Compare Specialty Mortgage Options
Specialty mortgage planning starts with your situation, not a headline loan limit. A foreign-national buyer, a self-employed borrower, and a buyer considering a condo hotel may need very different reviews. NorthStar Funding can help you identify the questions to ask and the documents a lender may request. Availab
Mortgage Rates Edge Back Down to 6-Week Lows
Mortgage rates moved lower for the second day in a row, bringing them back to the same 6-week lows seen on Monday, on average. Some lenders were in slightly better or worse shape compared to Monday, but any discrepancies would only be noticeable in the form of closing costs. That means 4.5% remains the most preva
Historical mortgage rules article withdrawn
Historical article withdrawn. This page previously carried a January 2014 article about mortgage rules. We withdrew it because the article no longer provides a reliable guide to current loan standards. Please do not use its former figures or timelines to judge whether you qualify for a mortgage. For current, ind
FHA Loan Checklist (Withdrawn Archive)
Archive notice: This page previously displayed an FHA loan checklist. We have withdrawn its former numerical eligibility statements. Do not use that old list to decide whether you qualify for a purchase, refinance, or cash-out loan. FHA mortgage eligibility depends on the loan purpose, property, location, borr
NorthStar Product Highlights (Withdrawn Archive)
Archive notice: This page previously displayed a list of NorthStar Funding product highlights. We have withdrawn the specific eligibility and loan-term statements from that list. Do not rely on the former list to decide which mortgage terms are available to you today. Mortgage options depend on the loan progra
Legacy Loan Program List (Withdrawn)
Archive notice: NorthStar Funding has withdrawn the former loan-program and underwriting list on this page. Do not rely on its old statements to decide which mortgage programs, terms, or approval paths are available today. For example, two refinance programs named in the former list—Freddie Mac Open Access a